The best time to start thinking about your retirement is before the boss does.
Anon

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The best time to start thinking about your retirement is before the boss does.Anon

Planning for your retirement is not necessarily just about pensions – throughout life we can accumulate a number of assets that can be put to work to allow you to fund for a comfortable retirement.
The important thing is to plan and allocate resources for different stages in life. It is never too late to make plans however the sooner you plan, the more choices and the greater degree of flexibility you are likely to have. It is the ‘planning’ that makes the difference.