Independent Financial Advisers dealing with UK Personal Finance, Pension Schemes, ISA's and investments

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Lisanne Mealing: Managing Director

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The Finance Act 2008 removed "Taper Relief" and its predecessor "Indexation" from the Capital Gains vocabulary. It also removed the prospect of Higher Rate Tax and set as standard a rate of 18% tax for gains in excess of the Capital Gains Allowance (currently £10,100 per annum).

There was much lobbying in Parliament by the insurance companies because, at a stroke, the government had virtually confined Onshore investment bonds to history. more....

A frosty start to the year in odd places

But the sweet spot was in sugar. The May contract for sugar was up nearly 13%. Not that relevant to most investors but perhaps a sign of things to come.

With January giving up some of the recent gains and the safe havens of 2008 - gilts and foreign currencies - ...more